构建数据协同基础设施 纾解民营企业融资难题

Core Insights - The discussion at the 2025 Financial Street Forum focused on how financial innovation can better support the development of private enterprises, emphasizing the need for institutional design and data infrastructure to address coordination issues among different government departments [1][2] Group 1: Financial Support for Private Enterprises - Establishing a comprehensive credit evaluation system for private enterprises will enable financial institutions to provide precise credit financing support, alleviating the difficulties of financing for these businesses [1] - The lack of collateral remains a significant barrier to financing for private enterprises, and financial institutions are innovating by utilizing government data and transaction data to enhance creditworthiness [1] Group 2: Data Coordination and Infrastructure - The concept of a "trusted data space" is proposed as a new data collaboration infrastructure based on institutional design and advanced technology, aimed at creating a clear, secure, and efficient data circulation system [2] - Utilizing technologies such as privacy computing, blockchain, and federated learning can help achieve rigid constraints required by institutions while ensuring data remains controlled during circulation [2] Group 3: Cultivating Patient Capital - The current industrial upgrade in China necessitates the presence of institutions or investment funds that can support long-term growth for enterprises, highlighting the importance of creating an environment that fosters patient capital [3] - Government departments are encouraged to optimize the legal business environment and establish incentive mechanisms to help facilitate effective investment and financing [3]