First Financial Bankshares(US:FFIN) Financial Modeling Prep·2025-10-29 23:09Core Insights - First Financial Bankshares Inc (FFIN) is a significant player in the financial services sector, particularly in the Texas region, and has shown confidence from its leadership through stock purchases [1] Financial Performance - For Q3 2025, FFIN reported a net income of $52.27 million, down from $55.31 million in Q3 2024 and significantly lower than $66.66 million in the previous quarter [2] - The diluted earnings per share for Q3 2025 was $0.36, missing the Zacks Consensus Estimate of $0.47 per share by 23.40% [2] - Revenues for the same quarter were $164.67 million, exceeding the Zacks Consensus Estimate by 1.96% and showing an increase from $142.1 million reported a year ago [3] Impact of Fraudulent Activity - The quarter's performance was adversely affected by a $21.55 million credit loss due to fraudulent activity involving a commercial borrower, which the company is addressing through legal actions [3] - Despite this setback, core earnings trends remain positive, with nearly 12% year-to-date earnings growth compared to 2024 [4] Stock Performance - FFIN's stock is currently priced at $30.88, reflecting a decrease of approximately 1.46% [4] - The company's market capitalization is around $4.42 billion, with a trading volume of 528,272 shares, indicating resilience and potential for recovery [4]