Navient Q3 Earnings Beat on NII Growth & Lower Expenses, Provisions Up

Key Takeaways Navient's Q3 adjusted EPS of $0.28 beat estimates, driven by higher net interest income and lower costs.Net interest income rose 4.2% year over year, while total expenses dropped nearly 68% in the quarter.Loan-loss provisions climbed to $168M, reflecting elevated delinquencies and macroeconomic factors.Navient Corporation (NAVI) reported third-quarter 2025 adjusted earnings per share (EPS) of 29 cents, surpassing the Zacks Consensus Estimate of 18 cents. It reported earnings of 28 cents in the ...