Skyward Specialty Insurance (US:SKWD) ZACKS·2025-10-29 22:31Core Insights - Skyward Specialty Insurance (SKWD) reported a revenue of $382.53 million for the quarter ended September 2025, marking a year-over-year increase of 27.1% and exceeding the Zacks Consensus Estimate by 14.45% [1] - The earnings per share (EPS) for the same period was $1.05, compared to $0.71 a year ago, resulting in an EPS surprise of 23.53% over the consensus estimate of $0.85 [1] Financial Metrics - Loss ratio stood at 60.8%, better than the six-analyst average estimate of 63% [4] - Combined ratio was reported at 89.2%, compared to the estimated 91.6% by six analysts [4] - Expense ratio was 28.4%, slightly better than the average estimate of 28.6% [4] - Net earned premiums reached $351.8 million, surpassing the average estimate of $309.99 million, reflecting a year-over-year change of 30.5% [4] - Net investment income was $22.18 million, in line with the average estimate of $22.2 million, showing a year-over-year increase of 13.6% [4] - Commission and fee income was reported at $1.9 million, slightly below the estimated $2.04 million, but still representing a 4.7% increase compared to the year-ago quarter [4] Stock Performance - Skyward's shares have returned -5.1% over the past month, contrasting with the Zacks S&P 500 composite's +3.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]