Provident Financial (PFS) Matches Q3 Earnings Estimates

Core Viewpoint - Provident Financial reported quarterly earnings of $0.55 per share, matching the Zacks Consensus Estimate and showing an increase from $0.36 per share a year ago, indicating positive growth in earnings [1] Financial Performance - The company achieved revenues of $221.75 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 1.07% and up from $210.56 million year-over-year [2] - Over the last four quarters, Provident Financial has exceeded consensus EPS estimates two times and topped revenue estimates twice [2] Stock Performance and Outlook - Provident Financial shares have increased by approximately 0.2% since the beginning of the year, underperforming compared to the S&P 500's gain of 17.2% [3] - The company's future stock performance will largely depend on management's commentary during the earnings call and the trends in earnings estimate revisions [3][4] Earnings Estimates - The current consensus EPS estimate for the upcoming quarter is $0.56, with expected revenues of $224.61 million, and for the current fiscal year, the estimate is $2.15 on revenues of $866.97 million [7] Industry Context - The Financial - Savings and Loan industry, to which Provident Financial belongs, is currently ranked in the top 30% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]