新华资产总经理陈一江： 四大路径推动保险资管持续创新 丰富支持科创的“工具箱”与“生态圈”

Core Viewpoint - The insurance asset management industry has a crucial responsibility to support national strategies and technological innovation, which is also essential for its own high-quality development [2] Group 1: Support for Technological Innovation - Insurance asset management is evolving to provide a multi-dimensional investment toolbox and industrial ecosystem to support the "募投管退" cycle of technology enterprises [2] - Insurance funds are characterized as "patient capital" and "long-term capital," making them well-suited to support the long cycles, high investments, and high risks associated with technological innovation [3] - The industry offers comprehensive investment solutions, covering everything from debt to equity and from primary to secondary markets [3] - Insurance funds are increasingly becoming a cornerstone in the equity market, with investments spanning advanced manufacturing, artificial intelligence, semiconductors, new energy, biomedicine, and high-end equipment [4] Group 2: Balancing Risk and Innovation - The insurance asset management sector must master the "art of balance" between supporting innovation and ensuring capital safety [5] - A scientific asset allocation framework and a rigorous risk management system are essential for maintaining this balance [5] - The industry employs a "core + satellite" strategy for asset allocation to ensure overall portfolio stability [5] Group 3: Value-Added Services - Investment is viewed as the beginning of a service process, where insurance institutions provide strategic consulting, market connections, and follow-up financing to enhance the growth of invested companies [6] - This approach not only aids in the growth of enterprises but also improves the safety and return rates of investments [6] Group 4: Future Directions and Challenges - The strategic position of the insurance asset management industry in supporting technological innovation is expected to become more prominent [7] - The industry faces challenges such as the need for deeper professional capabilities, more flexible market mechanisms, and diversified exit channels for investments [7] - Solutions include restructuring organizational frameworks, enhancing research capabilities, embracing technology, and advocating for optimized top-level design [8][9]