Flushing Financial (US:FFIC) ZACKSยท2025-10-30 00:01Core Insights - Flushing Financial reported revenue of $58.57 million for the quarter ended September 2025, reflecting a year-over-year increase of 12.9% [1] - The earnings per share (EPS) for the quarter was $0.35, up from $0.26 in the same quarter last year, resulting in an EPS surprise of +12.9% against the consensus estimate of $0.31 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $58.92 million, showing a surprise of -0.58% [1] Financial Performance Metrics - The efficiency ratio stood at 71%, slightly better than the average estimate of 71.9% based on two analysts [4] - Total interest-earning assets averaged $8.18 billion, below the two-analyst average estimate of $8.37 billion [4] - The net interest margin was reported at 2.6%, matching the average estimate [4] - Net interest income was $53.83 million, exceeding the average estimate of $53.57 million [4] - Banking services fee income reached $2 million, surpassing the estimated $1.74 million [4] - The net gain on the sale of loans was $0.32 million, compared to the average estimate of $0.14 million [4] - Total non-interest income was $4.75 million, below the average estimate of $5.35 million [4] - Bank owned life insurance income was $2.32 million, slightly above the average estimate of $2.2 million [4] - Other income was reported at $0.91 million, exceeding the average estimate of $0.73 million [4] - Federal Home Loan Bank of New York stock dividends were $0.37 million, lower than the average estimate of $0.54 million [4] Stock Performance - Flushing Financial's shares have returned -5.2% over the past month, contrasting with the Zacks S&P 500 composite's +3.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]