NewtekOne (NEWT) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Core Insights - NewtekOne (NEWT) reported revenue of $74.94 million for the quarter ended September 2025, reflecting a year-over-year increase of 19.3% [1] - The earnings per share (EPS) for the quarter was $0.67, up from $0.45 in the same quarter last year, with an EPS surprise of +6.35% against the consensus estimate of $0.63 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $76.33 million, resulting in a revenue surprise of -1.83% [1] Financial Performance Metrics - Efficiency Ratio stood at 56.3%, slightly above the average estimate of 55% based on two analysts [4] - Net interest income was reported at $14.55 million, lower than the average estimate of $16.89 million from three analysts [4] - Total noninterest income reached $60.39 million, exceeding the average estimate of $59.25 million from three analysts [4] - Noninterest income from servicing was $6.08 million, surpassing the average estimate of $5.49 million [4] - Noninterest income from net gains on sales of loans was $9.56 million, significantly below the average estimate of $21.79 million [4] - Electronic payment processing income was reported at $11.05 million, lower than the average estimate of $13.29 million [4] - Other noninterest income was $9.96 million, exceeding the average estimate of $8.86 million [4] - Dividend income was $0.43 million, slightly below the average estimate of $0.53 million [4] - Loan servicing asset revaluation resulted in a loss of $12.5 million, compared to the average estimate of a loss of $4.21 million [4] Stock Performance - Over the past month, NewtekOne shares have returned -5.4%, contrasting with the Zacks S&P 500 composite's increase of +3.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]