Core Viewpoint - China Construction Bank launched the "Sci-Tech Radar" platform to better identify and serve technology-oriented small and micro enterprises, addressing their unique financing needs and challenges [1][2]. Group 1: Platform Features - "Sci-Tech Radar" integrates three core functions: "Industry Research Map," "Sci-Tech Score," and "Patent Valuation" [2]. - The "Industry Research Map" provides a comprehensive view of the industry chain, helping users analyze trends and development opportunities [2]. - The "Sci-Tech Score" utilizes multi-dimensional data to create a unique evaluation model, identifying innovative small enterprises not listed in official directories to support credit decisions [2]. - The "Patent Valuation" introduces an internal assessment method for intellectual property, transitioning from external to internal evaluations, significantly reducing financing costs and improving processing efficiency [2]. Group 2: Industry Recognition and Impact - "Sci-Tech Radar" has received industry recognition, winning awards such as the People's Bank of China Financial Technology Development Award and the 2025 Asian Banker Best Corporate Loan Technology Implementation Award [2]. - Since 2018, China Construction Bank has collaborated with the China Economic Information Service to publish a series of inclusive finance indices, with over 67 issues released and a cumulative readership exceeding 170 million, serving as a key reference for assessing the development of small and micro economies [2]. - Looking ahead, China Construction Bank aims to enhance support for the technology industry through platforms like "Sci-Tech Radar," contributing to high-level technological self-reliance and injecting financial momentum into the development of new productive forces [2].
建行发布“科创雷达”平台 数字化手段“破局”小微科技企业融资难题