Notice to Arco Vara AS Bond Investors Regarding Income Tax on Interest Payments

Group 1 - Estonian resident individuals can defer income tax on interest income from Arco Vara AS bonds by submitting an application to the issuer [1] - The application form is available on the Arco Vara website and must be submitted at least three business days before the interest payment date [2] - The interest payment dates for Arco Vara bonds are 24 September, 24 December, 24 March, and 24 June [2] Group 2 - For the 2025 interest payment schedule, applications must be submitted by 19 December at 23:59, with the first payment occurring on 29 December 2025 due to Christmas holidays [3]