Ge Long Hui A P P·2025-10-30 08:45Core Viewpoint - Agricultural Bank of China (01288.HK) reported a revenue of 550.774 billion RMB for the nine months ending September 30, 2025, reflecting a year-on-year growth of 1.87% [1] Financial Performance - The net profit attributable to shareholders reached 220.859 billion RMB, marking a year-on-year increase of 3.03% [1] - Net interest income was 427.308 billion RMB, showing a decline of 2.40% year-on-year [1] - The net interest margin stood at 1.30% [1] - Net fee and commission income increased by 13.34% to 69.877 billion RMB [1] - Operating expenses totaled 174.669 billion RMB, up 3.84% year-on-year [1] - The cost-to-income ratio (according to Chinese accounting standards) was 29.14%, an increase of 0.20 percentage points year-on-year [1] - Credit impairment losses decreased by 3.643 billion RMB year-on-year to 127.403 billion RMB [1] Return Metrics - The annualized average return on total assets was 0.65%, down 0.04 percentage points year-on-year [1] - The annualized weighted average return on equity was 10.47%, a decrease of 0.32 percentage points year-on-year [1] - Basic earnings per share increased by 0.03 RMB to 0.59 RMB [1]