智通财经网·2025-10-30 10:13Core Points - Postal Savings Bank of China reported a revenue of 265.196 billion yuan for the first three quarters, an increase of 1.78% year-on-year [1] - The net profit attributable to shareholders reached 76.562 billion yuan, growing by 0.98% [1] - The total assets amounted to 18,605.653 billion yuan, reflecting an 8.90% increase compared to the end of the previous year [1] Financial Performance - The annualized average return on total assets was 0.58% and the annualized weighted average return on equity was 10.67% [1] - Customer loans totaled 9,655.891 billion yuan, up 8.33% from the end of the previous year, with a year-on-year increase of 112.209 billion yuan [1] - Personal loans reached 4,862.337 billion yuan, growing by 1.90%, driven by retail banking strategies and support for rural revitalization and consumer spending [1] - Corporate loans increased to 4,302.705 billion yuan, a growth of 17.91%, reflecting the bank's commitment to supporting high-quality economic development [1] Liabilities and Deposits - Total liabilities were 17,439.778 billion yuan, an increase of 8.64% from the end of the previous year [2] - Customer deposits amounted to 16,216.444 billion yuan, up 6.08%, with personal deposits growing by 5.33% to 14,354.786 billion yuan [2] - Corporate deposits increased by 12.19% to 1,858.062 billion yuan, supported by the bank's new service system for corporate finance [2] Asset Quality - The non-performing loan balance was 91.009 billion yuan, an increase of 106.90 billion yuan, with a non-performing loan ratio of 0.94%, up 0.04 percentage points [3] - The balance of special mention loans was 133.412 billion yuan, with a ratio of 1.38%, reflecting a rise of 0.43 percentage points [3] - The overdue loan balance reached 122.736 billion yuan, with an overdue rate of 1.27%, an increase of 0.08 percentage points [3] - The provision coverage ratio was 240.21%, down by 45.94 percentage points from the previous year [3]