Xin Lang Cai Jing·2025-10-30 10:25Core Viewpoint - CITIC Bank (601998.SH) reported a decline in operating income for Q3 2025, while net profit showed a modest increase, indicating stable growth driven by effective cost control [1] Financial Performance - In Q3 2025, CITIC Bank achieved operating income of 50.836 billion yuan, a year-on-year decrease of 4.43% [1] - The net profit attributable to shareholders for Q3 was 16.913 billion yuan, reflecting a year-on-year increase of 3.53% [1] - For the first three quarters of 2025, the bank's operating income totaled 156.598 billion yuan, down 3.46% year-on-year [1] - The net profit attributable to shareholders for the first three quarters was 53.391 billion yuan, up 3.02% year-on-year [1] Cost Management - The bank's effective cost control measures led to a 4.17% decrease in business and management expenses year-on-year [1] - The cost-to-income ratio improved, decreasing to 28.58% [1]