BOB(SH:601169) Cai Jing Wang·2025-10-30 11:17Core Insights - Beijing Bank reported a slight decline in operating income for the first three quarters of 2025, amounting to 51.588 billion yuan, a year-on-year decrease of 1.08% [1] - The net profit attributable to shareholders increased by 0.26% to 21.064 billion yuan, indicating stable profitability [1] - The bank's return on average equity stood at 9.86%, reflecting a solid earnings level [1] Financial Performance - Total assets reached 4.89 trillion yuan, growing by 15.95% since the beginning of the year [1] - Total liabilities increased by 16.62% to 4.51 trillion yuan [1] - The total loan principal amounted to 2.37 trillion yuan, a growth of 7.38%, with loans constituting 48.51% of total assets [1] - Deposits totaled 2.64 trillion yuan, up 7.60%, representing 58.50% of total liabilities [1] Loan and Deposit Growth - Technology finance loans grew by 20.16%, green finance loans by 26.20%, and inclusive small and micro enterprise loans by 16.91% compared to the beginning of the year [1] Asset Quality - The non-performing loan ratio was reported at 1.29%, a decrease of 0.02 percentage points from the beginning of the year, indicating improved asset quality [1]