SRCB(SH:601825) Zhong Zheng Wang·2025-10-30 12:06Core Viewpoint - The report indicates that Hu Nong Commercial Bank achieved a net profit of 10.567 billion yuan in the first three quarters of 2025, reflecting a year-on-year growth of 0.78% [1] Financial Performance - As of the end of September, the total assets of Hu Nong Commercial Bank reached 1,558.094 billion yuan, an increase of 4.72% compared to the end of the previous year [1] - The total loans and advances amounted to 767.304 billion yuan, showing a growth of 1.60% from the end of last year [1] Asset Quality - The non-performing loan ratio stood at 0.97% as of the end of September, consistently maintained below 1% since the bank's listing [1] - The provision coverage ratio is reported at 340.10% [1] Capital Adequacy - The core tier one capital adequacy ratio, tier one capital adequacy ratio, and total capital adequacy ratio are 14.49%, 14.52%, and 16.87% respectively [1] Dividend Policy - Hu Nong Commercial Bank has completed the mid-term cash dividend distribution for 2025, paying a cash dividend of 0.241 yuan per share (tax included), totaling 2.324 billion yuan, with a cash dividend rate of 33.14% [1] - The bank expressed its intention to balance business development needs, capital adequacy, and investor return demands when formulating future cash dividend policies, indicating a commitment to providing stable and reliable returns to investors [1]