Zhong Guo Jing Ji Wang·2025-10-30 12:11Core Insights - Zhengzhou Bank reported a robust performance in Q3 2025, demonstrating resilience in a challenging external environment and contributing to the economic development of Henan province [1] Group 1: Financial Performance - As of the end of Q3 2025, Zhengzhou Bank's total assets reached 743.55 billion, marking a 9.93% increase from the end of the previous year, achieving the highest growth rate for the same period in history [2] - The bank's operating income for the first three quarters was 9.395 billion, reflecting a year-on-year increase of 3.91% [1] - Net profit attributable to shareholders was 2.279 billion, with a year-on-year growth of 1.56% [1] Group 2: Asset Growth and Lending - The asset scale increased by 67.187 billion in the first three quarters, equivalent to 1.87 times the growth of the same period last year [2] - Total loans and advances reached 406.717 billion, up 4.91% from the end of the previous year [2] - The bank focused on supporting key industries and projects, enhancing financing for advanced manufacturing and urban renewal [2] Group 3: Revenue and Retail Transformation - Net interest income for the first three quarters was 7.816 billion, showing a year-on-year increase of 5.83% [3] - Non-interest income significantly increased, showcasing the bank's profitability resilience and growth potential in a complex market [3] - Personal deposits reached 267.143 billion, a 22.44% increase from the end of the previous year, while personal loans grew by 5.88% to 96.306 billion [3]