智通财经网·2025-10-30 12:40Core Insights - Minsheng Bank (01988) reported a revenue of 108.509 billion yuan for the first three quarters of 2025, representing a year-on-year increase of 6.74% [1] - The net profit attributable to shareholders was 28.542 billion yuan, showing a year-on-year decrease of 6.38% [1] - Basic earnings per share stood at 0.59 yuan [1] Financial Performance - Total assets reached 787.2864 billion yuan, an increase of 57.895 billion yuan from the end of the previous year, reflecting a growth rate of 0.74% [1] - Total loans and advances amounted to 443.6759 billion yuan, a decrease of 13.721 billion yuan, with a decline rate of 0.31%, accounting for 56.36% of total assets, down 0.59 percentage points from the previous year [1] - General loans showed steady growth, increasing by 89.8 billion yuan, and accounted for 54.89% of total assets, up 0.74 percentage points from the previous year [1] Liability Management - Total liabilities were 717.2316 billion yuan, an increase of 13.915 billion yuan, with a growth rate of 0.19% [1] - The balance of deposits reached 425.5602 billion yuan, increasing by 6.507 billion yuan, with a growth rate of 0.15%, accounting for 59.33% of total liabilities, down 0.03 percentage points from the previous year [1] - Personal deposits showed a positive growth trend, making up 32.56% of total deposits, an increase of 2.00 percentage points from the previous year [1] - The bank benefited from enhanced settlement scenario construction and improved cash flow management, leading to an increase in low-cost settlement deposits both in scale and proportion [1]