BOB(SH:601169) Feng Huang Wang Cai Jing·2025-10-30 13:03Core Insights - Beijing Bank reported a slight decline in operating income for the first three quarters of 2025, amounting to 51.588 billion yuan, a year-on-year decrease of 1.08% [1] - The bank's net profit attributable to shareholders increased by 0.26% year-on-year, reaching 21.064 billion yuan [1] - The weighted average return on equity stood at 9.86% as of the end of the third quarter [1] Financial Performance - Total assets of Beijing Bank reached 4.89 trillion yuan, reflecting a growth of 15.95% since the beginning of the year [1] - The total loan principal amounted to 2.37 trillion yuan, with a year-to-date increase of 7.38%, and loans constituted 48.51% of total assets [1] - The bank's total deposit principal was 2.64 trillion yuan, marking a 7.60% increase from the start of the year, with deposits accounting for 58.50% of total liabilities [1] Asset Quality - The asset quality of Beijing Bank showed improvement, with a non-performing loan ratio decreasing to 1.29%, down by 0.02 percentage points from the beginning of the year [1] - Specific loan categories such as technology finance, green finance, and inclusive small and micro enterprise loans saw significant growth, with increases of 20.16%, 26.20%, and 16.91% respectively [1]