Mei Ri Jing Ji Xin Wen·2025-10-30 13:50Core Insights - Agricultural Bank of China reported a net profit of 222.3 billion yuan for the first three quarters of 2025, representing a year-on-year growth of 3.28% [2] - The bank's total assets reached 48.1 trillion yuan, with loans and advances totaling 26.99 trillion yuan, an increase of 2.08 trillion yuan or 8.36% from the previous year [2] Financial Performance - Operating income for the bank was 550.8 billion yuan, showing a year-on-year increase of 1.87% [2] - The bank's A-share price closed at 8.06 yuan per share, with a total market capitalization of 2.74 trillion yuan (approximately 386.9 billion USD), ranking second globally among banks [2][7] Loan and Asset Growth - The bank's personal loan balance reached 9.33 trillion yuan, with an increase of 519.1 billion yuan, while corporate loans amounted to 15.55 trillion yuan, up by 1.41 trillion yuan [2] - Technology loans exceeded 4.7 trillion yuan, with a manufacturing loan balance of 3.84 trillion yuan, reflecting a growth rate of 18.4% [3] Inclusive Finance - The balance of inclusive loans stood at 4.33 trillion yuan, with an increase of 731.1 billion yuan, and the number of micro-enterprises with loans reached 5.23 million [3] - The bank's support for private enterprises resulted in a loan balance of 7.51 trillion yuan, an increase of 973.6 billion yuan, with a growth rate of 14.9% [3] Digital Finance - The bank's mobile banking monthly active users reached 271 million, with an increase of 21.2 million, maintaining a leading position in the industry [4] - The bank has established a digital financial service ecosystem, enhancing its technological support and data supply capabilities [4] Customer Base and Asset Quality - The total number of personal customers reached 893 million, the highest in the industry, while corporate customers exceeded 13 million [6] - The non-performing loan ratio was 1.27%, a decrease of 3 basis points from the beginning of the year, indicating stable asset quality [6]