Core Viewpoint - China Construction Bank (CCB) has demonstrated strong performance in supporting the real economy, with significant growth in various loan categories and positive financial results for the first three quarters of the year [1] Financial Performance - CCB reported operating income of 560.281 billion yuan, an increase of 1.44% year-on-year [1] - The net profit attributable to shareholders reached 257.36 billion yuan, reflecting a year-on-year growth of 0.62% [1] Loan Growth - As of the end of September, CCB's manufacturing loan balance exceeded 3.5 trillion yuan [1] - Loans to the private economy surpassed 6.7 trillion yuan [1] - The balance of inclusive loans for small and micro enterprises reached 3.81 trillion yuan, an increase of 397.69 billion yuan from the end of last year [1] Investment in Innovation and Sustainability - CCB's investment in technology innovation bonds increased by over four times year-on-year [1] - The balance of green loans was 5.89 trillion yuan, representing a year-to-date growth of 18.38% [1] Asset Quality and Risk Management - CCB maintained a stable asset quality with a non-performing loan ratio of 1.32%, a decrease of 0.02 percentage points from the end of last year [1] - The provision coverage ratio stood at 235.05%, an increase of 1.45 percentage points from the end of last year [1] - The capital adequacy ratio was reported at 19.24% [1]
9月末建行民营经济贷款余额超6.7万亿元