HCI Group (HCI) Reports Next Week: Wall Street Expects Earnings Growth

Core Insights - HCI Group is anticipated to report a year-over-year earnings increase driven by higher revenues for the quarter ended September 2025, with a consensus EPS estimate of $2.35, reflecting a +400% change from the previous year [1][3] - The upcoming earnings report is scheduled for November 6, and stock movement may depend on whether actual results exceed or fall short of expectations [2] Financial Performance Expectations - Revenues for HCI Group are projected to reach $224.86 million, representing a 28.3% increase compared to the same quarter last year [3] - The consensus EPS estimate has been revised 0.24% higher in the last 30 days, indicating a positive reassessment by analysts [4] Earnings Surprise Potential - HCI Group has an Earnings ESP of +87.40%, suggesting a strong likelihood of beating the consensus EPS estimate [12] - The company holds a Zacks Rank of 2, further supporting the expectation of an earnings beat [12] Historical Performance - In the last reported quarter, HCI Group exceeded the expected EPS of $4.47 by delivering $5.18, resulting in a surprise of +15.88% [13] - Over the past four quarters, HCI Group has consistently surpassed consensus EPS estimates [14] Industry Context - In comparison, American Financial Group is expected to post earnings of $2.35 per share for the same quarter, with a year-over-year change of +1.7% and revenues projected at $2.06 billion, down 9.8% from the previous year [18][19] - American Financial's consensus EPS estimate has been revised 3.4% lower, resulting in an Earnings ESP of -1.56% and a Zacks Rank of 4, indicating challenges in predicting an earnings beat [19][20]