Core Viewpoint - Xinyada is a leading company in the domestic fintech sector, primarily engaged in software technology development and consulting services, with a strong technical foundation and rich industry experience [1] Financial Performance - For Q3 2025, Xinyada reported revenue of 1.391 billion yuan, ranking 37th among 131 companies in the industry, while the industry leader, Digital China, had revenue of 102.365 billion yuan [2] - The company's net profit for the same period was 14.6194 million yuan, placing it 54th in the industry, with the top performer, Unisplendour, achieving a net profit of 1.723 billion yuan [2] Profitability and Debt Management - Xinyada's debt-to-asset ratio stood at 27.30% in Q3 2025, an increase from 21.28% year-on-year, which is below the industry average of 38.93%, indicating good debt repayment capability [3] - The gross profit margin for Q3 2025 was 17.18%, down from 22.91% year-on-year, and below the industry average of 29.96%, suggesting a need for improvement in profitability [3] Executive Compensation - The chairman, Geng Junling, received a salary of 600,000 yuan for 2024, unchanged from the previous year, while the president, Lin Lu, earned 480,000 yuan, also consistent with the prior year [4] Shareholder Information - As of September 30, 2025, the number of A-share shareholders increased by 9.83% to 74,000, while the average number of circulating A-shares held per shareholder decreased by 8.95% to 6,189.43 shares [5]
信雅达的前世今生:营收低于行业平均,净利润低于同业均值,负债率低于行业平均