BOB(SH:601169) Ge Long Hui A P P·2025-10-30 15:54Core Viewpoint - Beijing Bank (601169.SH) reported a slight decline in revenue for the first three quarters of the year, while net profit showed a modest increase, indicating stable performance amidst challenging market conditions [1] Financial Performance - The bank achieved an operating income of 51.588 billion yuan, a year-on-year decrease of 1.08% [1] - The net profit attributable to shareholders reached 21.064 billion yuan, reflecting a year-on-year growth of 0.26% [1] Revenue Composition - Net interest income for the first three quarters was 39.246 billion yuan, representing a year-on-year increase of 1.79% [1] - Net fee and commission income amounted to 3.269 billion yuan, showing a significant year-on-year growth of 16.92% [1] Asset Quality - As of the end of the third quarter, the non-performing loan ratio stood at 1.29%, a decrease of 0.02 percentage points compared to the end of the previous year [1] - The provision coverage ratio was 195.79%, down by 12.96 percentage points from the end of last year [1] Wealth Management - The bank has nearly 100 cooperative distribution agencies and has cumulatively distributed over 3,200 wealth management products, with the scale of personal wealth management distribution exceeding the total increase of the previous year [1]