BNP Paribas(US:BNPQY) Globenewswire·2025-10-30 18:09Core Viewpoint - BNP Paribas has received a notification from the European Central Bank regarding the 2025 Supervisory Review and Evaluation Process (SREP), indicating a decrease in the Pillar 2 Requirement (P2R) compared to 2024 SREP [2][3]. Capital Requirements - The P2R for BNP Paribas as of January 1, 2026, is set at 1.73%, which is a reduction of 11 basis points from the 2024 SREP, with 1.05% required in Common Equity Tier 1 (CET1), down 9 basis points from 2024 SREP [3]. - The CET1 requirement as of January 1, 2026, is 10.44%, which includes 1.50% for the G-SIB buffer, 2.50% for the Conservation buffer, 1.05% for the P2R, 0.75% for the countercyclical buffer, and 0.14% for the systemic buffer [4]. Regulatory Compliance - As of September 30, 2025, BNP Paribas is significantly above the regulatory requirements, with CET1 at 10.51%, Tier 1 at 12.31%, Total Capital at 14.71%, and a leverage ratio of 3.85% [5]. - The Tier 1 Capital ratio requirement is 12.23%, with 1.34% attributed to the P2R, while the Total Capital ratio requirement is 14.62%, with 1.73% for the P2R [7]. Stress Test Results - The results from the 2025 stress test conducted by the EBA and ECB have positioned BNP Paribas in the first bucket of the ECB's Pillar 2 Guidance (P2G), with a range of 0 to 100 basis points, lower than the previous range of 50 to 200 basis points [5]. Company Overview - BNP Paribas is a leader in banking and financial services in Europe, operating in 64 countries with nearly 178,000 employees, including over 144,000 in Europe [6]. - The Group has key positions in three main fields: Commercial, Personal Banking & Services, Investment & Protection Services, and Corporate & Institutional Banking, providing a wide range of financial solutions [6].