Societe Generale: Disclosure of regulatory capital requirements effective from 1 January 2026

Regulatory Capital Requirements - The European Central Bank has set the Pillar 2 Requirement (P2R) for Societe Generale Group at 2.36%, with a minimum of 1.38% in CET1, effective from 1 January 2026 [1] - The combined regulatory buffers will establish minimum requirements of 10.26% for the CET1 ratio, 12.19% for the Tier 1 ratio, and 14.74% for the Total Capital ratio starting 1 January 2026 [2] - The Leverage Ratio P2R requirement is set at 0.1%, leading to a minimum leverage ratio requirement of 3.6% [2] Current Financial Position - As of 30 September 2025, Societe Generale Group's CET1 ratio is at 13.7%, providing a buffer of approximately 340 basis points above regulatory requirements [3] - The Group's leverage ratio is reported at 4.35%, significantly exceeding the required 3.6% [3] Company Overview - Societe Generale is a leading European bank with around 119,000 employees serving over 26 million clients in 62 countries [4] - The Group operates three complementary business segments, focusing on ESG offerings and sustainability [5] - Societe Generale is included in major socially responsible investment indices, highlighting its commitment to environmental and social governance [5]