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青岛农村商业银行股份有限公司 2025年第三季度报告

Core Points - The announcement confirms the authenticity and completeness of the quarterly report by the board of directors and senior management [1][25][29] - The third quarter financial statements have not been audited by an accounting firm [2] - The financial data is prepared according to Chinese accounting standards and includes consolidated data from the bank and its subsidiaries [2] Financial Data Summary - Key accounting data and financial indicators are presented in thousands of yuan [3] - Non-recurring gains and losses are defined and calculated according to relevant regulations [4][5] - The bank does not classify any non-recurring gains and losses as regular gains and losses [6] Supplementary Financial and Regulatory Indicators - Capital adequacy ratios are calculated based on the new regulations effective from January 1, 2024 [7] - The liquidity ratio is reported as 313.96%, significantly above the regulatory requirement of 100% [19] - The non-performing loan ratio is calculated based on the total loans at the end of the period [9] Shareholder Information - The total number of common shareholders and the situation of the top ten shareholders are disclosed [20] - There are no changes in the top ten shareholders due to share lending activities [21] Other Important Matters - No other significant matters are disclosed apart from those already mentioned [20] - The quarterly financial statements are attached for detailed review [20][22][24]