恒丰银行数十亿贷款被骗落下帷幕：AMC承接不良资产，获担保方抵押物40亿范围内优先受偿

Core Points - The case involves a financial loan contract dispute where Hengfeng Bank was defrauded of billions of yuan [1][9] - The Supreme People's Court upheld the original judgment, requiring Beijing Gold Trading Center to repay a principal of 3.913 billion yuan and associated interest [2][3][8] - The case highlights issues of collateral and the responsibilities of guarantors in loan agreements [4][6][7] Summary by Sections Case Background - The dispute originated from a loan agreement between Hengfeng Bank's Beijing branch and Beijing Gold Trading Center, with Shanghai Ping'an Xinlun Property Development Co. as the guarantor [1] - In December 2019, Hengfeng Bank transferred 143.89 billion yuan of non-performing assets to Shandong Financial Asset Management Co. for 79.957 billion yuan [1] Court Proceedings - The first-instance court ruled that Beijing Gold must repay the principal and interest, with Shandong Financial having priority in recovering up to 4 billion yuan from collateral [2][7] - The Supreme Court's final ruling dismissed the appeal, maintaining the original decision [3][8] Collateral Disputes - The case raised questions about the validity of collateral agreements and the responsibilities of the parties involved, particularly regarding the compliance of Hengfeng Bank in loan approvals [6][7] - The court found that Hengfeng Bank had fulfilled its due diligence obligations regarding the collateral [7] Broader Implications - The case is part of a larger trend where multiple financial institutions, including Hengfeng Bank's Xi'an branch, have faced significant loan defaults from related companies [9][10] - Hengfeng Bank has been actively working on reducing its non-performing assets, with recent reports indicating a decrease in non-performing loans and an increase in provision coverage [11][12]