QRCB(SZ:002958) Xin Lang Cai Jing·2025-10-31 01:31Core Insights - Qingnong Commercial Bank (002958.SZ) reported a total operating revenue of 8.028 billion yuan for Q3 2025, ranking 4th among disclosed peers [1] - The net profit attributable to shareholders reached 3.318 billion yuan, also ranking 4th among peers, with a year-on-year increase of 114 million yuan, marking a 3.57% rise compared to the same period last year [1] - The net cash inflow from operating activities was 5.0121 million yuan, an increase of 3.055 million yuan, reflecting a 156.09% year-on-year growth [1] Financial Ratios - The latest debt-to-asset ratio stands at 90.75%, ranking 3rd among disclosed peers, with a decrease of 0.95 percentage points from the previous quarter and a decrease of 0.56 percentage points from the same period last year [3] - The return on equity (ROE) is reported at 7.04% [3] - The diluted earnings per share (EPS) is 0.57 yuan, an increase of 0.02 yuan, achieving a 3.64% year-on-year growth [3] - The total asset turnover ratio is 0.02 times, ranking 3rd among disclosed peers [3] Shareholder Structure - The number of shareholders is 75,600, with the top ten shareholders holding a total of 2.364 billion shares, accounting for 42.56% of the total share capital [3] - The largest shareholder is Qingdao Guoxin Development (Group) Co., Ltd., holding 9.08% of shares [3]