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聚合全国担保资源,共建西部金融中心
Di Yi Cai Jing·2025-10-31 02:05

Core Viewpoint - The launch of a digital reinsurance platform by the Three Gorges Guarantee Group in Chongqing marks a significant advancement in the financing guarantee industry, facilitating efficient cross-regional resource allocation and collaboration among guarantee institutions [3][6][9]. Industry Developments - The digital reinsurance platform is the first of its kind in the national guarantee industry, representing a shift from traditional case-by-case cooperation to a standardized, productized, and digitized approach [6][9]. - The platform utilizes advanced technologies such as digital encryption and biometric recognition to aggregate high-quality guarantee information, enabling online product release, application, electronic signing, and comprehensive management [9]. Company Initiatives - The Three Gorges Guarantee Group has undergone a strategic restructuring, merging with other guarantee entities to enhance competitiveness and service capabilities, transitioning from "dispersed competition" to "centralized development" [5][9]. - The platform has already launched 164 reinsurance projects with a total amount of 229 billion yuan, covering 14 districts in Chongqing and extending to 11 provinces nationwide [9]. Regional Economic Impact - The establishment of the digital reinsurance platform coincides with the critical phase of building Chongqing as a western financial center, aiming to improve financial accessibility for local market entities [9][10]. - The platform is expected to optimize business structures and regional layouts, effectively dispersing risks while enhancing the efficiency of capital utilization and support for local economic development [9].