Jin Rong Jie·2025-10-31 02:33Core Insights - Zhengzhou Bank reported a strong performance in Q3 2025, with total assets reaching 743.55 billion yuan, a 9.93% increase from the end of the previous year, marking the highest growth rate for the same period in history [1][2] - The bank achieved an operating income of 9.395 billion yuan, a year-on-year increase of 3.91%, and a net profit attributable to shareholders of 2.279 billion yuan, up 1.56% from the same period last year [1] Asset Growth - The asset growth rate for Zhengzhou Bank in the first three quarters reached a historical high, with an increase of 67.187 billion yuan, equivalent to 1.87 times the growth of the same period last year [2] - The total amount of loans and advances issued by the bank was 406.717 billion yuan, reflecting a 4.91% increase from the end of the previous year [2] - The bank focused on supporting key industries and projects, enhancing financial services for small and micro enterprises, and implementing targeted relief measures for businesses [2] Revenue and Profitability - Zhengzhou Bank's net interest income for the first three quarters was 7.816 billion yuan, representing a year-on-year growth of 5.83% [3] - Non-interest income significantly increased, contributing to the bank's resilience and growth potential in a complex market environment [3] - The bank's retail transformation showed notable results, with personal deposits reaching 267.143 billion yuan, a 22.44% increase, and personal loans amounting to 96.306 billion yuan, up 5.88% [3]