人民银行江苏省分行召开2025年四季度新闻发布会

Core Insights - The People's Bank of China Jiangsu Branch reported on the financial statistics for the first three quarters of 2025, highlighting measures to boost consumption and expand domestic demand, as well as the effectiveness of debt financing tools in supporting Jiangsu's economic and social development [3][4]. Financial Performance - Jiangsu's financial operation showed a strong performance with a total social financing increment of 2.99 trillion yuan, an increase of 550.5 billion yuan year-on-year [4] - By the end of September, the balance of various loans in Jiangsu reached 28.31 trillion yuan, a year-on-year growth of 9.4%, surpassing the national average by 2.9 percentage points [4] - New loans in the first three quarters amounted to 2.31 trillion yuan, an increase of 682 billion yuan year-on-year [4] - The balance of deposits reached 27.73 trillion yuan, growing by 8.8% year-on-year, with an increase of 2.26 trillion yuan since the beginning of the year [4] Credit Structure Optimization - Long-term loans for manufacturing and infrastructure grew by 14.4% and 11.5% year-on-year, respectively, outpacing overall loan growth [5] - Loans for scientific research and technical services surged by 34.8%, leading all sectors [5] - Micro and small enterprise loans increased by 24% year-on-year, with the number of loan accounts rising by 13.3% [5] - Green loans reached 5.48 trillion yuan, with an increase of 1.02 trillion yuan since the beginning of the year [5] Financing Costs - The average interest rates for newly issued corporate loans and micro-enterprise loans were 3.08% and 3.25%, respectively, down by 45 and 53 basis points year-on-year [5] - The overall financing cost index for enterprises remained low, indicating a favorable borrowing environment [5] Consumer Finance Support - The Jiangsu Branch implemented various financial support policies to stimulate consumption and expand domestic demand [6] - A policy framework was established to enhance consumer finance supply, including measures for the sports industry and other key sectors [6][7] - By the end of September, loans in key service consumption sectors reached 255.3 billion yuan, a year-on-year increase of 19.4% [7] Debt Financing Tools - The issuance of debt financing tools in Jiangsu reached 1.36 trillion yuan in the first three quarters, with non-financial corporate debt financing tools accounting for 779.07 billion yuan [8] - The average issuance rate for non-financial corporate debt financing tools was 2.05%, down by 44 basis points year-on-year [8][9] - Initiatives were taken to improve the issuance process and support private enterprises in accessing bond financing [9][10]