潘功胜最新发文，详解“双支柱体系”主要任务

Core Viewpoint - The article emphasizes the importance of constructing a scientific and robust monetary policy system and a comprehensive macro-prudential management system to better combine currency stability and financial stability, which is crucial for supporting the construction of a financial powerhouse [1][5]. Monetary Policy System - The monetary policy system is described as the "first pillar" and is relatively mature, while macro-prudential management, as the "second pillar," requires gradual improvement and close coordination with monetary policy [1]. - Key tasks for the monetary policy system include optimizing the base currency issuance mechanism, maintaining reasonable growth in financial totals, and enhancing the role of central bank policy rates [3][4]. - The need to establish a market-oriented interest rate formation, regulation, and transmission mechanism is highlighted, aiming to narrow the width of the short-term interest rate corridor and improve the quality of loan market quotation rates (LPR) [3][4]. Macro-Prudential Management System - The macro-prudential management system aims to observe, assess, and respond to financial risks from a macro, counter-cyclical, and contagion perspective, preventing the accumulation of financial risks and avoiding systemic financial crises [5][6]. - Key tasks include strengthening the monitoring and assessment of systemic financial risks, establishing a standardized macro-prudential monitoring framework, and focusing on critical areas such as systemically important financial institutions and cross-border capital flows [6][7]. - The article stresses the importance of developing a comprehensive toolbox for macro-prudential management, which includes policies for various sectors like real estate finance and cross-border capital flows, to respond effectively to macroeconomic and financial market fluctuations [7][8]. Financial Stability Assurance - The construction of a financial stability assurance system is essential, which involves strengthening corporate governance and risk management of financial institutions, enhancing daily supervision, and establishing early correction mechanisms for financial risks [8]. - The article calls for a coordinated approach among macro-prudential management, micro-prudential regulation, and behavioral supervision to form a collective effort in preventing financial risks [8].