美联储计划削减三成监管部门人员

Core Viewpoint - The Federal Reserve plans to significantly restructure its regulatory and rule-making department, aiming to reduce its workforce by approximately 30% by the end of next year, reflecting a shift towards a more streamlined regulatory approach under Vice Chair Michelle Bowman [1][2]. Group 1: Workforce Reduction - The regulatory department intends to cut its staff from around 500 to approximately 350, implementing a "voluntary early retirement program" to incentivize eligible employees to leave [2]. - This reduction aligns with the broader trend initiated by the Trump administration to decrease the size of federal regulatory agencies [2]. Group 2: Structural Changes - Bowman's announcement emphasizes the need for a more efficient regulatory structure, focusing on major banking risks rather than being distracted by cumbersome compliance processes [2][3]. - The department will undergo internal restructuring, renaming operational units to "business enablement groups" and creating a new position to enhance communication with the banking sector [2]. Group 3: Leadership and Broader Context - The restructuring coincides with leadership changes within the regulatory department, as long-time head Michael Gibson has retired, and Bowman is in the process of selecting a new management team [3]. - This initiative is part of a larger plan by the Federal Reserve to reduce its workforce by about 10% over the coming years to improve efficiency and control costs [3]. Group 4: Reactions and Implications - The plan has sparked mixed reactions, with some officials criticizing the expansion of the Federal Reserve's functions, while others, particularly in Wall Street and the Republican camp, welcome the move as a means to reduce compliance burdens and enhance regulatory efficiency [4]. - Concerns have been raised about the potential gaps in regulatory coverage following the reduction, especially after the recent regional banking crisis [4].