Core Viewpoint - Tianjin Bank reported a slight increase in revenue and profit for the first three quarters of 2025, indicating stable financial performance despite a challenging economic environment [1] Financial Performance - The bank achieved operating income of RMB 12.939 billion, an increase of RMB 62 million, representing a growth rate of 0.48% compared to the same period last year [1] - Profit before tax reached RMB 3.970 billion, up by RMB 132 million, with a growth rate of 3.44% year-on-year [1] - Net profit amounted to RMB 3.527 billion, reflecting an increase of RMB 183 million, which corresponds to a growth rate of 5.47% compared to the previous year [1] - Earnings per share were RMB 0.57, marking a year-on-year increase of 3.64% [1] Regulatory Indicators - As of the end of September 2025, the bank's capital adequacy ratio stood at 13.30% [1] - The non-performing loan ratio was 1.70%, remaining stable compared to the beginning of the year [1] - The provision coverage ratio was 164.55%, indicating that the asset quality and risk mitigation capacity have remained stable [1]
天津银行(01578)前三季度净利润35.27亿元，同比增长5.47%