智通财经网·2025-10-31 09:37Core Viewpoint - Goldman Sachs reported that Agricultural Bank of China (01288) exceeded its third-quarter profit and net profit forecasts by 5% and 4% respectively, with net interest income meeting expectations [1] Financial Performance - Pre-provision profit and net profit for Agricultural Bank of China in Q3 were higher than Goldman Sachs' predictions by 5% and 4% respectively [1] - Net interest income was in line with expectations [1] - Year-on-year loan growth was 9%, with retail loans increasing by 7% and corporate loans by 9% [1] Capital Ratios - The common equity tier 1 capital ratio stood at 11.2%, increasing by 5 basis points quarter-on-quarter, but was 11 basis points lower than the forecast [1] Investment Rating - Goldman Sachs assigned a "Neutral" rating to Agricultural Bank of China, with a target price of HKD 4.88 for its H-shares [1]