前三季度上海银行营收、归母净利润实现同比双增

Core Insights - Shanghai Bank's Q3 2025 report highlights a focus on strategic leadership and structural adjustments, resulting in steady operational performance and improved service quality for the real economy [1][2] Financial Performance - For the first three quarters of this year, Shanghai Bank reported operating income of 41.14 billion yuan, a year-on-year increase of 4.04%, and a net profit attributable to shareholders of 18.08 billion yuan, up 2.77% year-on-year [1] - Basic earnings per share reached 1.27 yuan, reflecting a year-on-year growth of 2.42% [1] - As of the end of September, the bank's total assets stood at 3.31 trillion yuan, a 2.52% increase from the end of the previous year [1] Asset Quality and Risk Management - The non-performing loan ratio remained stable at 1.18% as of September, unchanged from the end of the previous year, with a provision coverage ratio of 254.92%, indicating a robust overall provision level [2] - Core Tier 1 capital adequacy ratio was reported at 10.52%, with Tier 1 capital adequacy ratio at 11.40% and total capital adequacy ratio at 14.33%, all showing slight improvements from the previous year [2] Shareholder Activity - The largest shareholder, Shanghai Lianhe Investment Co., Ltd., increased its holdings to 2.092 billion shares by the end of September, a rise of 6.97 million shares since June, resulting in a shareholding ratio of 14.72% [2]