Xin Lang Cai Jing·2025-10-31 10:57Core Viewpoint - Postal Savings Bank of China has experienced a decline in stock price, with a cumulative drop of 5.27% over three consecutive days, reflecting market concerns about its performance and investor sentiment [1]. Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing and provides a range of banking and financial services in China [1]. - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%), with a minor contribution from other services (0.04%) [1]. Fund Holdings - Yongying Fund holds a significant position in Postal Savings Bank, with its fund, Yongying CSI A500 Index Enhanced A (023305), owning 188,000 shares, representing 1.5% of the fund's net value, making it the fifth-largest holding [2]. - The fund has incurred a floating loss of approximately 30,100 yuan today, with a total floating loss of 60,200 yuan over the three-day decline [2]. Fund Manager Performance - The fund manager of Yongying CSI A500 Index Enhanced A, Qian Houxiang, has been in the position for nearly 6 years and 199 days, managing assets totaling 263 million yuan [3]. - During his tenure, the fund has achieved a best return of 86.06% and a worst return of -43.55% [3].