金蝶信用付”药店白条放款规模超1.5亿元 助力破解药品流通“融资难

Core Viewpoint - Kingdee Credit Technology (Shenzhen) Co., Ltd. has launched the "Kingdee Credit Payment" pharmacy credit service, which has covered over a thousand pharmaceutical companies since its launch in July 2023, with a cumulative credit exceeding 200 million yuan and a loan scale surpassing 150 million yuan [1][2] Group 1 - The "Kingdee Credit Payment" pharmacy credit service was introduced to address the financing difficulties in the pharmaceutical distribution sector, aiming to support business growth along the industry chain [1] - The product operates on a pure credit model without the need for collateral, providing "purchase first, pay later" support specifically for pharmaceutical wholesalers, chain pharmacies, and medical institutions [1] - The service features a fully online process, with instant approval and flexible fund usage, enhancing the digital financial service experience for users in the pharmaceutical distribution industry [1] Group 2 - The "Kingdee Credit Payment" service collaborates with various banks, including state-owned, joint-stock, and private banks, to provide funding support [2] - The product offers low interest rates starting at 3.9%, with a maximum credit limit of 5 million yuan per client, allowing pharmacies to manage their operations more comfortably [2] - The service facilitates one-stop access to multiple banking resources, significantly improving the efficiency of pharmaceutical e-commerce platforms in connecting with funding sources, thus saving time and labor costs [2]