金融监管总局拟加强资产管理信托业务监管

Core Viewpoint - The Financial Regulatory Bureau has drafted the "Asset Management Trust Management Measures (Draft for Comments)" to standardize the development of asset management trust businesses by trust companies, which is now open for public feedback [1] Group 1: Sales Management - The draft specifies that asset management trusts are private asset management products based on trust legal relationships, aimed at qualified investors with risk identification and bearing capabilities [1] - It outlines management requirements for key sales areas such as trust documents, risk disclosures, investor commitments, and risk assessments, enhancing investor suitability management [1] - The draft aims to regulate the sales behavior of trust companies and their agents, promoting increased investor awareness of the risks associated with trust product investments [1] Group 2: Investment Management - The draft clarifies the requirements for various underlying assets in trust product investments, detailing rules for portfolio investments and regulating related party transactions [1] - It prohibits channel business and fund pool operations, emphasizing the need for transparent management of investments in other asset management products [1] Group 3: Risk Management - The draft strengthens comprehensive risk management requirements, focusing on operational, credit, and liquidity risks, while standardizing information disclosure practices and content [1]