破解投保难！燃油营运车，增设投保入口

Core Points - The "Car Insurance Good to Insure" platform has expanded to include fuel-operated commercial vehicles, allowing owners to obtain insurance through this platform, which prevents insurance companies from refusing coverage [1][3]. Group 1: Platform Overview - The "Car Insurance Good to Insure" platform was launched on January 25, 2025, and has successfully facilitated insurance for over 1.1 million new energy vehicles, providing coverage amounting to 1.1 trillion yuan [2]. - The platform has been operational for over nine months, with 37 property insurance companies participating, effectively addressing the insurance difficulties faced by high-risk new energy vehicles [2]. Group 2: Fuel Vehicle Insurance Challenges - Fuel-operated commercial vehicles, such as taxis and freight vehicles, have faced insurance difficulties due to high usage intensity and accident rates, leading to increased claims costs [3][4]. - The financial regulatory authority has recognized the importance of these vehicles to the economy and public transport, prompting the inclusion of high-risk fuel-operated vehicles in the insurance platform to enhance accessibility for vehicle owners [3][4]. Group 3: Implementation and Process - The insurance process for fuel vehicles on the platform mirrors that of new energy vehicles, allowing individual clients to use WeChat or Alipay for self-service insurance applications [5]. - Corporate clients can register their insurance needs online and will be contacted by insurance companies for offline service [5]. Group 4: Participating Insurance Companies - The initial batch of 11 property insurance companies has voluntarily participated in providing coverage for high-risk fuel-operated vehicles through the platform, ensuring adequate solvency and stable operations [7]. - These companies are required to uphold consumer rights and maintain high service quality, adhering to regulatory standards for claims and risk assessment [7].