University Bancorp 3Q2025 Net Income $4,371,716 $0.85 Per Share

Financial Performance - University Bancorp, Inc. reported an unaudited net income of $4,371,716 for 3Q2024, translating to $0.85 per share based on average shares outstanding of 5,169,518, compared to a net income of $2,744,480.07 or $0.53 per share in the same quarter of the previous year [1] - For the nine months ended September 30, 2025, the net income was $5,535,896, equating to $1.19 per share, down from $7,913,973.04 or $1.53 per share for the same period in 2024 [1]