越来越多的大学生开始用现金了，这意味着什么？内行人讲出了实话

Core Insights - The increasing trend of cash usage among university students indicates a shift in payment preferences, with 23.7% of individuals aged 18-22 frequently using cash, a significant rise from 8.5% in 2023 [1] - A survey of over a hundred universities shows a 78.3% year-on-year increase in cash payment frequency among students in the first half of 2025 [1] Reasons for Increased Cash Usage - Control Over Spending: University students are using cash to manage their spending better, as reliance on mobile payments often leads to overspending [3][5] - Avoiding Debt: Many students find themselves borrowing money after exhausting their monthly allowances due to mobile payment convenience, prompting a shift back to cash to prevent accumulating debt [7][8] - Necessity of Cash: Students face situations where mobile payment options are unavailable, such as dead phones or poor network coverage, making cash a practical alternative [10] - Privacy Concerns: Increased awareness of personal privacy has led students to prefer cash transactions, as mobile payments can expose their spending habits [12] Future Outlook - The trend suggests that both cash and mobile payments will coexist in the long term, as more young people recognize the benefits of cash in controlling expenses, avoiding debt, and protecting privacy [12]