Merrick Bank review (2025): Online banking with competitive CD rates

Summary: Founded in 1997, Merrick Bank is one of the top 20 credit card issuers, serving nearly 3 million cardholders. It also offers certificates of deposit (CDs) and a range of vehicle financing options. Merrick Bank product overview Credit cards Merrick Bank offers two credit cards. The Merrick Bank® Credit Card requires no security deposit, features automatic credit line reviews, and comes with Mastercard® Benefits. The Classic Secured Card allows you to choose a security deposit of $200 to $3,000 ...