Mortgage and refinance interest rates today, November 1, 2025: Watch the 10-year Treasury

Mortgage rates have been jumpy lately, up one day; down the next. According to Zillow, the average 30-year fixed mortgage rate is 6.11%. Meanwhile, the 15-year fixed term is 5.58%. The 10-year Treasury yield moved higher last week, which may nudge mortgage rates up in the coming days. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.11% 20-year fixed: 5.98% 15-year fixed: 5.58% 5/1 ARM: 6.58% 7/1 ARM: 6.69% 30-year VA: 5.61% 15-yea ...