2 Top ETFs I Can't Wait to Buy More of in My Retirement Account This November

Core Investment Insights - ETFs are highlighted as powerful investments for retirement accounts, offering broad-market, thematic, or asset-specific exposure at low costs, which helps maximize long-term returns and minimize risk [1] - The Schwab U.S. Dividend Equity ETF (SCHD) and the JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) are identified as core components of a retirement strategy, with plans to increase holdings in both [2] Schwab U.S. Dividend Equity ETF (SCHD) - The ETF aims to track the Dow Jones U.S. Dividend 100 Index, focusing on 100 top dividend-paying stocks selected for their sustainable and steadily rising dividends [3] - Current holdings yield approximately 3.8%, significantly higher than the S&P 500's yield of 1.2%, with an average annual dividend growth rate exceeding 8% over the past five years [4] - Since its inception in 2011, SCHD has delivered an average annual total return of 11.6% with a low expense ratio of 0.06% [7] JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) - JEPQ aims to provide a monthly income stream and upside exposure to the Nasdaq-100 index while maintaining lower volatility through a dual strategy [8] - The ETF has generated an income yield of over 11% in the past 12 months, significantly higher than other asset classes, with monthly payments that help mitigate volatility [9] - Since its inception in 2022, JEPQ has achieved an average annual total return of 16.2% with a reasonable expense ratio of 0.35% [10] Complementary Investment Strategy - Both SCHD and JEPQ are considered strong choices for retirement accounts, with SCHD focusing on dividend yield and growth, while JEPQ emphasizes high monthly income and exposure to growth-oriented tech stocks [12] - The combination of income and growth with lower risk profiles aligns with a strategy aimed at generating attractive returns with reduced volatility [12]