长江养老保险陈林：以养老金融之“长”擦亮科技创新之“光”

Core Viewpoint - The integration of pension finance's "long-termism" with technological innovation's "future factors" is creating unique momentum for high-quality development in the context of deep integration between the digital economy and the real economy [1] Group 1: Investment Strategy - Long-term funds such as pensions and insurance are naturally aligned with the financing needs of technology innovation enterprises due to their long-term, stable, and large-scale characteristics [2] - The rapid development of strategic emerging industries like artificial intelligence, biotechnology, high-end manufacturing, new energy, and new materials is creating significant growth investment opportunities [2] - The company has established a dedicated technology track research team to enhance forward-looking judgment on technology innovation trends and identify industries with core competitiveness and broad growth potential [2][3] Group 2: Product Innovation - The company is actively developing alternative investment products tailored to the needs of technology innovation enterprises, utilizing methods like intellectual property and accounts receivable pledges for debt financing [3] - The "Golden Late Sunshine Enterprise Annuity Collective Plan" supports the innovation mechanism in regions like Lingang and Xiong'an, offering a standardized operation model that reduces management fees and transaction costs while enhancing overall investment returns [5] Group 3: Service Model Innovation - The company collaborates closely with government departments to create a service ecosystem that addresses the dual challenges of "financing difficulties" and "talent retention" faced by technology innovation enterprises [4] - The company provides comprehensive value-added services for technology talent, including preferential access to retirement communities and expedited medical services, ensuring support throughout their career and life cycle [5][6] Group 4: Digital Transformation - Digital transformation is essential for financial institutions to enhance core competitiveness and reshape development models, with a focus on creating a complete investment research system supported by strong digital capabilities [6] - The company is advancing a systematic and intelligent investment research system that transforms complex investment logic and strategies into visual, traceable, and transferable data assets [6]