数字金融基础设施建设迈出坚实一步 四川省融资信用基础服务平台“川易贷”上线
Si Chuan Ri Bao·2025-11-03 00:26

Core Insights - Sichuan Province's financing credit service platform "Chuan Yi Dai" has officially launched, marking a significant step in digital financial infrastructure development in the region [1][2] - The platform aims to alleviate issues related to enterprise financing, such as difficulty, delays, and high costs, by leveraging data and technology [1] Group 1: Platform Overview - "Chuan Yi Dai" is managed by the Provincial Financial Office and constructed by Sichuan Jiaozi Financial Technology Co., Ltd., serving as a key financial public infrastructure in Sichuan [1] - The platform is designed to be the sole outlet for public credit information services from government departments to financial institutions, utilizing a variety of credit data resources [1] Group 2: Service Network and Features - The platform employs a "1+21+N" architecture, with a provincial core platform, 21 city sub-stations, and multiple offline financial service stations, aiming for full coverage by early 2026 [2] - Since its trial run began in August, "Chuan Yi Dai" has gathered 50 major banking institutions in Sichuan and launched over 200 online credit products, providing a closed-loop service from online application to efficient loan disbursement [2] Group 3: Innovative Services - The platform includes features such as "Financial Market," "Credit Services," "Financial Policy," and "Interest Subsidy Zone," offering free services like financing matching, credit inquiry and repair guidance, and financial policy queries [2] - It has developed innovative functions to meet personalized enterprise needs, including intelligent financing matching, policy matching, dual user-product profiling, and AI financing advisory [2]