Bei Jing Ri Bao Ke Hu Duan·2025-11-03 07:48Core Points - Industrial and Commercial Bank of China (ICBC) announced the suspension of certain gold accumulation services starting from November 3, 2025, due to macroeconomic policy impacts and risk management requirements [1] - China Construction Bank (CCB) also announced a similar suspension of its gold accumulation services effective from the same date, with existing customers' plans remaining unaffected [1][2] Summary by Category Business Operations - ICBC will stop accepting new accounts, active accumulations, new fixed accumulation plans, and requests for physical gold withdrawals for its "Ruyi Gold Accumulation" service starting November 3, 2025 [1] - CCB will halt real-time purchases, new investment purchases, and physical gold exchanges for its "Easy Gold" service from November 3, 2025, while existing investment plans and account closures will not be impacted [1] Customer Impact - Existing customers of both banks will continue to have their fixed accumulation plans executed and can still redeem or close their accounts without any changes [1] - Both banks have indicated that further announcements regarding the resumption of these services will be made in the future [2]