北京普惠健康保累计参保超1500万人次

Core Points - The Beijing Universal Health Insurance for 2026 has officially opened for enrollment, with over 15 million participants and more than 340,000 claims paid since its launch [1] - The insurance is guided by the Beijing Municipal Medical Security Bureau and the Beijing Financial Supervisory Committee, with a stable premium of 195 yuan per person per year [1] - The program aims to alleviate high medical costs and prevent poverty due to illness, contributing to a multi-tiered medical security system [1] Summary by Categories Enrollment and Participation - Cumulative enrollment has exceeded 15 million participants [1] - Over 340,000 claims have been paid out [1] Insurance Features - The insurance maintains a premium of 195 yuan per person per year [1] - It operates under the principles of "no age limit, no medical history limit" and "cost recovery with minimal profit" [1] Service Enhancements for 2026 - The deductible for healthy individuals has been reduced from 30,400 yuan to 15,000 yuan [1] - The coverage for innovative drugs outside the medical insurance catalog has been expanded to 159 types [1] - The reimbursement ratio for special drugs has increased by 5 percentage points, reaching 65% for healthy individuals and 35% for those with pre-existing conditions [1]