陆磊最新发声，信息量大

Core Viewpoint - The People's Bank of China emphasizes the importance of financial technology in empowering economic development and enhancing cross-border payment services, particularly through the exploration of new solutions using the digital yuan [1][4]. Group 1: Empowering Economic Development through Financial Technology - Financial technology, driven by scientific advancements, is a crucial force for transformation in the financial sector under the digital economy context [2]. - The People's Bank of China is focusing on the application of next-generation artificial intelligence in finance, aiming to enhance capabilities and integrate complex financial operations [2]. - The bank is also working to unlock the potential of data in the financial sector by conducting pilot projects and implementing data security management guidelines [3]. Group 2: Enhancing Cross-Border Payment Services - The People's Bank of China is actively expanding the Cross-border Interbank Payment System (CIPS) in Hong Kong, facilitating safe and efficient cross-border settlement services [4]. - A new cross-border payment system, "Cross-border Payment Link," was successfully launched to provide quick and convenient remittance services between the mainland and Hong Kong [4]. - The bank is promoting cross-border QR code payment interoperability to facilitate seamless transactions for residents in the Guangdong-Hong Kong-Macao Greater Bay Area [5]. Group 3: Exploring New Solutions with Digital Yuan - China is a pioneer in the research and application of central bank digital currencies, with established principles for infrastructure development [6]. - The People's Bank of China is collaborating with various monetary authorities to explore a multilateral central bank digital currency bridge for cross-border payments [6]. - The digital yuan cross-border payment platform is being utilized to support bilateral cooperation and enhance the digital experience for cross-border trade and investment [6][7].